Housing Finance & Insurance
Housing Finance means loan provided to individuals for the purchase of residential house, apartment, or land. Loans availed for making improvements, construction, or extensions also fall under this category.
What is Housing Finance Insurance?
Housing Finance Insurance, also known as Loan Protection Insurance, covers your debt payments if you lose the ability to pay due to a covered event such as illness, disability, job loss, or other hazards depending on the policy.
Purpose of Housing Finance Insurance
The primary goal is to protect families from financial burden by covering loan repayment obligations when unforeseen events affect income. This ensures peace of mind and safeguards both your home and family’s future.
- Covers EMIs during crisis
- Provides risk protection
- Reduces financial stress
- Protects family lifestyle
Housing Loan Products
Construction Loan
For building new houses or apartments on owned plots.
Mortgage Loan
Loan against your property to meet financial needs.
Renovation Loan
For improving, repairing, or extending your existing home.
TakeOver Loan
Transfer your loan to us and enjoy better interest rates.
ORP Loan
Open repayment plan loans with flexible terms.
Others
Specialized loans for unique housing and property needs.
Applicable For
Our Housing Finance & Insurance services are designed to support individuals across various categories.
Salary Holder
Employees with monthly income, supported by salary slips & bank statements, are eligible for quick approval.
Self-Employed
Business owners, traders, and professionals can apply using ITR, balance sheets, and business proof.
Pension Holder
Retired individuals with a steady pension income can secure loans for renovation, purchase, or balance transfer.
NRI
Non-Resident Indians are eligible to purchase, construct, or invest in Indian property with flexible repayment options.
Others
Any other applicants with valid income proof and repayment capacity can also apply for customized loan solutions.