Business Loans & Financial Solutions

Secure flexible business loans to expand your enterprise, manage working capital, or invest in new projects. We guide you through the process from application to disbursal with transparent terms and competitive rates.

What is a Business Loan?

A Business Loan is financing provided to enterprises — from small businesses and startups to established companies — to support growth, operations, or capital investments. Loans can be tailored to your cash flow, collateral profile, and project needs.

Why choose our Business Loans?

  • Competitive interest rates and flexible tenures
  • Fast processing and minimal documentation
  • Customized repayment options to match cash flows
  • Dedicated relationship manager for smooth disbursal

Get expert advice on the best loan structure for working capital or growth CAPEX.

Business Loan

Business Loan Products

Working Capital Loan

Short-term funds to manage day-to-day operations, pay suppliers, and maintain inventory.

Startup & Expansion Loan

Growth capital for new product launches, market expansion, or scaling operations.

Machinery & Equipment Financing

Finance new or used machinery with structured repayment linked to asset life.

Loan Restructuring & Top-Ups

Restructure existing debt or access additional credit to improve cash flows.

Term Loan

Medium to long-term finance for capital expenditure and long-term projects.

Invoice Discounting / Factoring

Improve liquidity by converting receivables into immediate cash.

Eligibility

  • Businesses operating for at least 12 months (varies by product)
  • Minimum annual turnover as per product requirements
  • Good credit history and repayment track record
  • Collateral or personal guarantee may be required for larger limits

Documents Required

  • Identity proof (Aadhaar, PAN, Passport)
  • Address proof and business registration documents
  • Bank statements (last 6-12 months) and GST returns
  • ITR copies, balance sheet, and profit & loss (for self-employed)
  • Quotations / invoices for machinery financing

Key Features

  • Flexible EMI options and bullet/balloon repayment where applicable.
  • Quick approval process for eligible borrowers.
  • Competitive processing fees and transparent pricing.
  • Dedicated support to help structure the loan to your cash flows.

How to Apply

  1. Contact our loan advisor by phone, email or visit a branch.
  2. Share your business details and documents for a preliminary assessment.
  3. Receive a tailored loan offer and repayment schedule.
  4. Complete KYC, sign documents and get disbursal on approval.

Need help? Our relationship managers will assist at every step.

Success Stories

Retail Expansion

We helped a retail chain secure working capital and open 3 new outlets in 6 months.

Manufacturing Upgrade

Machinery financing enabled a manufacturer to increase output by 40%.

Startup Scale

Startup secured an expansion loan to hire engineers and launch a new product line.